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Mobile Merchant Accounts

Merchant Services Quote

CardSmart Merchant Services offers a variety of methods to accept credit cards on the go. A mobile merchant account may consist of just a laptop with a virtual terminal, however to receive the best rates it is better to have a wireless credit card terminal or smart phone solution. Wireless credit card terminals consist of a handheld card reader unit that has celluar phone network capabilities. A wireless credit card machine uses either CDMA or 3G cellular phone netowrks. Another method of mobile merchant account is by using a smart phone that has either virtual terminal software or a card reader attached to it.

Mobile Nurit 8020
Sale Price: $599.00

A virtual terminal is simply a web interface to either ePN, Authorize.net, or Linkpoint that would be accessed via a web browser on a laptop with WiFi, 3g, or 4g access. A virtual terminal is very similar to doing a credit card transaction on a website. Normally, using the virtual termnal, rates are slightly higher because fraud protection is harder. This is because a credit card does not have to be present since no physical swipe is taking place. However, using a virtual terminal on a laptop is a very simple mobile merchant account.

Exadigm xd2100 Mobile
Sale Price: $649.00

Wirless credit card terminals are the most widely used, and most failsafe, method of mobile merchant accounts. A wireless credit card machine is a hand held terminal that has cell phone service attached to it. When a card is swiped the wireless credit card terminal connects to the internet via the cell phone network and immediately runs the transaction. If the mobile merchant account is in an area with no cell phone service, then the transaction can be stored and processed at a later time.

ePN Mobile
Sale Price: $149.00

A new method of mobile merchant account is using a smart phone with an optionally attached credit card reader. ePN mobile offers a solution that can be used on iPhone, Blackberry, Android, or any Java enabled smart phone. For phones with bluetooth capabilities, there are bluetooth wireless credit card readers and even printers! The mobile merchant account software on the phones will instantly capture the transaction. The added benefit of the smart phone makes it easy to view transaction history and reports on the go.