Additional Products and Services
Cash Advance
Do you need working capital to expand or improve your business? It can be very difficult to qualify for the small business financing necessary to operate and grow your business in this economic atmosphere. Merchant cash advances are an easy way to get cash now to pay vendors, meet payroll or buy new assets.
You may qualify if:
- You have been in business at least one (1) year
- Your credit card sales are at least $5,000 per month
Advantages of a Merchant Cash Advance
Cash advances can be the right choice for your business if traditional financing is not within your reach.
- Easy application process – Takes only 20 minutes to complete
- Quick approval and funding – Receive approval and funding deposit in 10 to 14 days
- No personal collateral required – This is not a loan, so no collateral needed
- No fixed monthly payment – Payments are a fixed percentage of your actual credit card sales volume
- No late fees – Pay as you get paid
Call toll-free at 877-342-2218 for more information.
Gift Cards
Gift cards have swept the nation and gained in popularity and availability. To be part of this profitable revenue model, consider adding a gift card program to your business.
Advantages of Gift Cards
Gift cards are an effective option to get new customers and generate more sales. By offering gift cards you make it convenient for existing customers to give gift cards so their friends and family can go to your business and purchase exactly what they want. This brings new customers to your business at an extremely low cost. Customers may also buy products and services in excess of the original gift card value so they can use the full gift card amount. Unredeemed gift cards equal easy income.
- Bring new customers into your business
- Increase sales
- Promote your brand and strengthen customer loyalty
Check Processing
Check acceptance can be a risky form of payment to accept at your business due to lost revenue from insufficient funds in the customer’s bank account. It also takes accounting time to create and post the deposit and then take it to the bank. Check processing services allow you to accept checks and receive the payment electronically. This is accomplished through electronic check conversion.
What is Check Conversion and How Does it Work?
Using a check reader, you run a check through the reader, enter the amount and it converts it to an electronic ACH transaction, the voided check and a receipt go back to the customer. The payment information is transmitted electronically. The money gets deposited into the checking account linked to your merchant account. Check processing services can include guaranteed payment for returned checks that were processed correctly. Check conversion services eliminates you having to worry about bad checks.
CardSmart offers the following choices for check processing:
CardSmart Guarantee
CardSmart Merchant Services will replace or repair your credit card terminal for free as long as you process with our company.Get a Merchant Account Quote Now
CardSmart Advantages
- CardSmart Guarantee
- One stop shopping for:
- 24/7 Phone Support
- Remote POS Support
- Competitive, up-front pricing